💼 Cost & business

WhatsApp bot monthly cost: three worked examples you can redo with your own numbers

Updated 2026-09-19 · 6 min read · By the Convo360 team

In short

A WhatsApp bot's monthly cost is the sum of three bills: a fixed platform plan (₹999, ₹2,999 or ₹7,999 a month plus 18% GST on Convo360), Meta's template message charges paid directly to Meta, and AI usage paid directly to your AI provider. Multiply your template counts by Meta's current category rates and your AI replies by your measured cost per reply.

Key takeaways
  • Your monthly cost has three lines: a fixed platform plan, Meta template charges and AI usage on your own key.
  • Only the platform plan is fixed. With 18% GST, Starter is ₹1,178.82, Pro is ₹3,538.82 and Business is ₹9,438.82 a month.
  • As on September 2026, replies inside the 24-hour customer-service window carry no Meta template charge, so inbound-heavy bots cost far less than broadcast-heavy ones today; Meta charges these from 1 October 2026.
  • Measure your AI cost per reply from 50 test chats in your provider's dashboard instead of guessing.
  • For a D2C brand, marketing templates usually dominate the bill. For an agency, the platform fee divides across clients.

What makes up the monthly cost of a WhatsApp bot?

A WhatsApp bot does not have one price. It has three separate bills, and only one of them is fixed. If you can fill in three lines, you can predict your month quite closely.

Cost lineWho you payFixed or variableHow to calculate it
Platform planConvo360FixedPlan price + 18% GST
WhatsApp template messagesMeta, directlyVariableTemplates sent in each category × Meta's rate for that category
AI usage (BYOK)OpenAI, Anthropic or Google, directlyVariableAI replies × your average cost per reply

On a BYOK platform the second and third lines never pass through the platform, so nobody adds a markup on messages or AI tokens. As on September 2026, replies you send inside the 24-hour customer-service window do not carry a Meta template charge, which is why a bot that mostly answers inbound questions currently costs far less than one that mostly broadcasts. Meta has announced that from 1 October 2026 these replies become chargeable service messages after a free monthly tier per number, so budget for that line from your next renewal. Our WhatsApp Business API pricing guide covers the categories and the October change in detail.

What formula should you use?

Monthly cost = (plan price × 1.18) + (U × utility rate) + (M × marketing rate) + (A × authentication rate) + (R × AI cost per reply)

The fixed line is simple. Starter is ₹999, Pro is ₹2,999 and Business is ₹7,999 a month, excluding GST. With 18% GST that is ₹1,178.82, ₹3,538.82 and ₹9,438.82.

Scenario 1: a dental clinic in Pune

Dr. Kulkarni's clinic wants appointment reminders and a bot that answers timing and fee questions. WhatsApp plus web chat is enough, so the Starter plan fits. All volumes below are illustrative. Replace them with your own.

LineIllustrative volumeRate to look upYour total
Platform (Starter)1 plan₹999 + 18% GST₹1,178.82
Utility reminders600 (300 visits × 2 reminders)Meta utility rate600 × rate
Marketing recall messages150Meta marketing rate150 × rate
AI replies900Your cost per reply900 × cost

Patient questions arrive inside the service window, so they add AI cost but no Meta charge. If the questions are always the same five, a guided bot with buttons removes the AI line completely.

Scenario 2: a D2C skincare brand in Jaipur

Saanvi's brand needs order updates, payment links and festive broadcasts, with Google Sheets and Razorpay connected. That points to the Pro plan. Volumes are illustrative.

LineIllustrative volumeRate to look upYour total
Platform (Pro)1 plan₹2,999 + 18% GST₹3,538.82
Utility order updates2,400 (800 orders × 3 updates)Meta utility rate2,400 × rate
Marketing broadcasts8,000 (2 campaigns × 4,000 opted-in contacts)Meta marketing rate8,000 × rate
AI replies3,000Your cost per reply3,000 × cost

Fill this in and you will usually find the marketing line is the largest, well above the platform fee. The lever is not a cheaper plan. It is sending each campaign to a tighter contact group of people who actually engage. See the D2C page for flow ideas.

Scenario 3: an agency in Kochi with six clients

Arjun's agency runs bots for six local businesses. The Business plan gives unlimited workspaces, so each client gets a separate workspace with their own WhatsApp number and their own AI key.

LineCalculationWho pays
Platform (Business)₹7,999 + 18% GST = ₹9,438.82Agency
Platform share at 6 clients₹9,438.82 ÷ 6 = ₹1,573.14 per clientRecovered in the retainer
Platform share at 12 clients₹9,438.82 ÷ 12 = ₹786.57 per clientRecovered in the retainer
Meta template chargesEach client's volumes × Meta's ratesClient, directly to Meta
AI usageEach client's replies × cost per replyClient, directly to the provider

Because every client connects their own accounts, the agency never carries a variable bill. Its real cost is the platform share plus staff time. Agencies that prefer per-client billing can join the partner programme, where a per-client platform fee is paid from a prepaid wallet. Partner pricing is on request.

How do you keep the bill predictable on Convo360?

  1. In the Flow Builder, use the Send Template block only where a message must go out after the 24-hour window, and file transactional messages as Utility.
  2. Place Buttons or a List Menu before the AI Reply block so routine questions never touch your AI key. Guided (no-AI) bots need no key at all.
  3. Pick the model per agent. Use a smaller model for FAQs and keep the knowledge base tight, because long context raises the cost of every reply.
  4. Set a monthly spend limit in your AI provider's dashboard. If the key fails or runs out, Convo360's provider health alert tells you clearly.
  5. Pay the plan from the prepaid wallet. GST tax invoices are issued automatically for your accounts.
  6. Once a month, compare Meta's billing in WhatsApp Manager and your provider's dashboard against your worksheet, then correct your volumes.

The plan comparison sits on the pricing section, and our 2026 pricing guide explains the two-bill model.

Which costs do people forget?

Redo the worksheet after your first full month. Real volumes replace guesses, and the second month's estimate is normally close.

Example conversation

We are a 3-doctor clinic in Pune. Roughly what will a WhatsApp bot cost us every month?
Three lines. The Starter plan is ₹999 plus 18% GST, so ₹1,178.82. Then Meta's charge for your reminder and offer templates, paid directly to Meta at their current rates. Then AI usage on your own key. Share your monthly appointment count and I will fill in the worksheet with you.

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Frequently asked questions

How much does it cost to run a WhatsApp bot per month in India?

It is the sum of three bills: a platform plan (₹999, ₹2,999 or ₹7,999 a month plus 18% GST on Convo360), Meta's template message charges, and AI usage on your own key. The last two depend entirely on your volumes, so calculate them with your own numbers.

Does Meta charge for every WhatsApp message a bot sends?

Meta charges for template messages by category, which are marketing, utility and authentication. As on September 2026, replies sent inside the 24-hour customer-service window after a customer writes to you do not carry a charge, but Meta has announced this changes from 1 October 2026. Always check Meta's current rate card.

How do I estimate the AI cost of a WhatsApp chatbot?

Run about 50 realistic test conversations, note the spend in your AI provider's dashboard, and divide by the number of replies. Multiply that cost per reply by your expected monthly replies. The figure varies with model choice, prompt length and knowledge base size.

Is a BYOK WhatsApp bot cheaper than a per-message platform?

It is usually more transparent. With BYOK you pay Meta and the AI provider directly at their rates and the platform charges a flat fee with zero markup. On a per-message model the platform adds its margin to each message, so costs grow faster as volume rises.

Can I run a WhatsApp bot without any AI cost?

Yes. A guided, rule-based bot built with buttons, list menus and questions needs no AI key, so the AI line in your worksheet becomes zero. You still pay the platform plan and Meta's charges for any templates you send.

Which Convo360 plan does an agency with several clients need?

The Business plan at ₹7,999 a month plus GST includes unlimited workspaces, so each client gets a separate workspace with their own WhatsApp number and AI key. Agencies that want per-client wallet billing can apply for the partner programme. Partner pricing is on request.

Related reading

Available across India — see WhatsApp & AI calling automation by state and city.